Bonuses
Borrowers receive curated professional development courses, with employers receiving a one-time set of course seats when facilitating salary deductions.
We believe in giving back—plain and simple.
That’s why, beyond financial support, each borrower receives added bonuses that support personal and professional advancement.
Free Phone Credit for Every Borrower
Receive $200 phone credit as our thank-you for choosing Friend & Company Financing—supporting connectivity and ease of communication. It’s our way of saying thank you for your trust and partnership.
First-Time Borrower Discount
Loyalty Bonus
Civil Servant discount
Civil Servants receive a 15% discount on processing fees for both first-time and subsequent loans.
First-Time Borrower and Loyalty discounts not applicable.
Payment Grace Period
Loan Success Bonus
Invest in Your Growth
Education unlocks opportunity. Every borrower receives complimentary access to professional online courses through INFOSERV, one of Jamaica’s oldest and most trusted learning and certification providers. Courses focus on financial wellness, productivity, technology skills, and personal development.
Earn an e-certificate upon completion
Employers receive one-time course seats when facilitating salary deductions.
Courses available for 90 days, 24/7 online access
Spread the Word, Reap the Rewards
Refer friends, colleagues, or family members and earn a $1,000 cash reward for each new loan approval.
One-time payment per borrower (applies to first loan only)
Referrer must be a current or previous borrower
Note: Your existing loan is unaffected; this reward is a separate bonus.
Free Loan Progress reports
Stay informed with monthly e-statements at no additional cost, ensuring transparency and easy tracking of your loan progress.