Individuals who are formally employed and able to make repayments through salary deduction. If you’re unsure about your eligibility, feel free to contact us.

Borrow up to JMD $350,000 and repay over up to 12 months when you apply on this page.

Low, competitive flat rate of 3 – 4% per month.

There are no upfront costs. The processing fee is added to your repayment, so you pay nothing upfront.

Yes — clients applying through this page receive a 10% discount on the processing fee.

2–3 business days for first-time borrowers and 1–2 business days for returning clients, after all required documents have been submitted.

Basic personal, employment, and credit information. See the requirements listed on this page.

Yes. Early repayment is allowed with no penalty fees. Please note that the full interest for the month in which the loan is cleared will still apply.

Once the loan is approved and all required documents are signed; the funds are sent directly to your service provider. A confirmation email will be sent to both the client and the service provider to ensure your plans can proceed without delay.

Yes — JMD $1,000 for payments 3 days late, plus 0.05% daily interest after 5 days.

With your permission, we can contact your employer to arrange it. Employers who participate receive complimentary professional development staff training valued up to JMD $85,000 through our partner, INFOSERV LMS (one-time benefit).