At Friend & Company Financing Ltd., we are changing the game in microfinance! We believe
loans should do more than just meet your financial needs — they should empower your growth.
With every loan you take, you gain access to tools that help you thrive, both personally and
professionally.
We are proud to be pioneers in Jamaica’s lending space, offering exclusive perks you won’t find
anywhere else — designed to help you grow, not just borrow.
Free Professional Development with Every Loan
With each loan, you will receive three months of unlimited access to three self-paced online
professional development courses — at no extra cost.
Choose from our exclusive library of 50 career-enhancing courses, including:
1) Leadership Skills for Supervisors – Build leadership and team management capacity.
2) Business Leadership: Becoming Management Material – Prepare for higher
responsibilities and career growth.
3) Critical Thinking – Enhance decision-making and problem-solving skills.
4) Managing Pressure and Maintaining Balance – Develop resilience and work-life
balance strategies.
5) Microsoft Excel, Word & PowerPoint – Gain essential office software skills recognized
by employers.
6) Public Speaking: Presentation Survival School – Improve confidence and
communication for professional growth.
7) Networking for Success – Learn how to build valuable professional connections.
8) Emotional Intelligence – Improve interpersonal skills, self-awareness, and leadership
effectiveness.
9) Personal Branding – Boost your professional image and stand out in the job market.
10) Budgets and Managing Money – Learn practical money management skills applicable
personally and professionally.
This benefit is provided through our partnership with INFOSERV Learning Management System
Ltd., a regional leader in training and certification for over 40 years. The three courses you select
are valued at over JA$40,000 — and they are yours completely free when you borrow from us.
Upon completion of each course assessment, you will earn an official e-Certificate from
INFOSERV.
Free E-Books for Personal & Spiritual Growth
Thanks to our partnership with Success with People Academy™, you will also receive access to
a personal development e-book library. These downloadable titles support your personal,
professional, and spiritual development.
Featured titles include:
Overcoming Ingratitude
How to Deal Effectively with Stress and Anxiety
DISCerning Listening
How DISCerning Communication Drives Teamwork
Conflict Management
Dealing with Angry Customers
Turbocharge Your Coaching & Leadership Skills
Generosity – A Path to Spiritual Maturity
More Borrower Benefits:
Each loan comes with perks that make borrowing more rewarding.
Affordable Loans — Competitive interest rates that put financial goals within reach.
Free Phone Credit — Stay connected when it matters most.
Discounted Processing Fees — Savings that make borrowing easier and more accessible.
Processing Fee Due Only After Loan Approval — No upfront cost before approval.
Birthday Bonus — A token of recognition for life’s milestones.
Free Monthly e-Progress Reports — Personalized updates to keep clients on track
financially.
Payment Grace Period — Extra time to repay without penalty.
Apply Now or Let’s Talk First
You can apply for your loan right away, or if you prefer to talk it through first, you may
telephone WhatsApp, e-mail, or even book a Zoom meeting — you can easily find all the ways
to reach us in the footer below.
