Referral Rewards Program

Refer a friend, family member, or colleague to Friend & Company Financing and earn a J$1,000 Referral Bonus for each successful referral.

Eligibility

To qualify for the Referral Bonus:

• The referral must be submitted through the Friend & Company Financing Referral Form before the referred applicant submits their loan application.
• The referred applicant must be applying for their first loan with Friend & Company Financing.
• The referred applicant’s loan must be approved and successfully disbursed.
• The Referral Bonus is paid only after the referred applicant’s loan funds have been successfully disbursed.

Submitting a referral does not guarantee that a Referral Bonus will be earned. A Referral Bonus is only payable where the referred applicant completes the loan process and receives loan disbursement.

Referral Submission

Referrals may be submitted by current or previous borrowers of Friend & Company Financing Ltd.

Each referral submission should include, where available:

• Referred applicant’s full name;
• Mobile telephone number; and
• Email address.

The person submitting a referral confirms that they have obtained the individual’s consent to share their contact information with Friend & Company Financing for the purpose of the referral programme.

Friend & Company Financing Ltd. reserves the right to verify referral information before processing any Referral Bonus.

Multiple Referrals

Only one Referral Bonus will be paid per successful applicant.

Where multiple persons submit a referral for the same applicant, Friend & Company Financing Ltd. will determine eligibility based on the first valid referral received.

Existing Loans

A Referral Bonus is separate from any existing loan held with Friend & Company Financing Ltd.

Where a borrower refers a successful applicant, any Referral Bonus earned will not affect the borrower’s existing loan, repayment obligations, loan balance, or loan terms. The Referral Bonus is a separate benefit and is not applied as a credit, payment, or adjustment to any existing loan unless otherwise agreed by Friend & Company Financing Ltd.